Looking for a smarter way to buy or sell a home in today’s real estate market? Discover the power of loan assumptions, where buyers take over a seller’s low-interest mortgage. This strategy can help buyers secure lower monthly payments compared to current high-interest rates, while sellers attract more offers and potentially sell faster. Not all loans are assumable, but FHA, VA, USDA, and some ARM loans offer this unique opportunity. Learn how loan assumptions work, the benefits for both buyers and sellers, and how to qualify in this comprehensive guide!

Points are an important tool for both a buyer and seller in a real estate transaction, and here's why.